Iowa Small Business Insurance
Insurance tailored to your unique small business in the Hawkeye State
As Featured In
Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
Quickest and easiest insurance I’ve ever gottenread more
The form was easy to complete to get a quote...This was a quick and easy process, and the prices are fair and affordable. I'm really happy with the whole process.read more
So easy to get a quote and amazing prices. Would recommend to anyone trying to get your small business insurance for the first time.read more
Insurance for Small Business Owners in Iowa
What Small Business Insurance Coverages Should I Have in Iowa?
A lot of Iowa small business owners turn first to Commercial General Liability (CGL) insurance - and for good reason! It covers the basics, like if you accidentally damage a client’s property or someone gets hurt because of your work (yep, even the classic slip-and-fall).
While Iowa doesn’t legally require CGL insurance, you’ll probably need it sooner than you think. Landlords, marketplaces, trade shows, and equipment rentals often ask for proof before they’ll work with you, so it’s a must if you’re planning to grow.
Some other insurance coverages to consider for your small business: Commercial Property, Professional Liability (E&O), Cyber Insurance, Commercial Auto Insurance, and Mobile Equipment.
While Commercial General Liability isn’t legally required in Iowa, Workers’ Compensation (aka Workers' Comp) usually is. Iowa law requires most businesses to carry a Workers' Comp policy. Why? Because if an employee gets hurt or sick on the job, Workers’ Compensation is what helps cover things like medical bills and lost wages. It’s a solid way to protect your team, and your business.
Commercial General Liability
Commercial Property Insurance
Workers’ Compensation
How Foxquilt Insurance is Built for Small Businesses in Iowa
Let’s be real - getting business insurance the old-school way can be a pain. That’s why Foxquilt stepped into make it easy. We’ve built a simple, online way for small business owners like you to customize and buy coverage fast - no stress, no phone tag.
Just answer a few quick questions and we’ll build a policy that fits your business without piling on stuff you don’t need. You’ll get an instant quote, be able to purchase right away, and we’ll send your policy docs straight to your inbox.
We also know cash flow matters, so we offer flexible payment options and accept credit card to give you more control on how you can make your insurance work for you, not against you.
If you ever need a hand during the process, hit “Need Help” and one of our awesome team members will jump in to help you out.
Commercial General Liability Insurance Claim Examples
Client Injury
Property Damage
Workplace Injury
During a mobile dog grooming appointment, a client's dog slips on water you spilled and pulls their owner down with the leash, causing the client to sprain their ankle. Your CGL insurance can help cover the client’s medical expenses.
Frequently Asked Questions
How Long Does It Take to Get Business Insurance in Iowa?
Dealing with endless emails and phone calls to get business insurance can be a huge hassle. Foxquilt makes it so much easier. Simply jump online, answer a few quick questions, and get an instant quote. If it works for you, you can buy your policy right then and there, and we’ll email your documents right away - no waiting! If your business needs more detailed coverage, our team will reach out to clarify a few things. But don’t worry, we’ll keep things moving quickly to get you fully covered without any delays.
Do you Need Business Experience to Get Insured in Iowa?
Some insurers might turn you away if you’re new to the game or don’t have prior coverage - frustrating, right? Not Foxquilt. Whether you're just starting out or have years under your belt, we’re all in. Every business owner deserves quality insurance, no matter where they are in their journey.
Where Can You Get Business Insurance in Iowa?
In Iowa, small business insurance can be picked up a few different ways -through a local agent, a bank, or an online insurer. Each option has its pros and cons, so it all comes down to what matters most to you. Do you want fast coverage? Prefer managing everything online? Need flexible payment options? Each option or provider can vary on these aspects so pick the route that fits your style and your business.
How Do You Become a Iowa Foxquilt Partner?
Our Foxquilt partnership team loves working with agents, wholesalers, and enterprises in Iowa! Think your clients would benefit from Foxquilt's services? Let's chat: https://www.foxquilt.com/partnerships.html
