eCommerce Insurance
Digital insurance for brands selling online, at pop-ups, and across the US and Canada. One policy that does it all - purchased the same way you do business.
Why do eCommerce brands need insurance?
You put products into other people's homes and hands. Commercial General Liability is the policy that answers when the product goes wrong: a candle burns a shelf, a battery fails and injures a customer.
It can pay the claim and the legal defence, which is why every major marketplace and retail buyer wants your certificate on file before they'll list your goods.
What does eCommerce insurance cover?
01 / 04What makes Foxquilt's eCommerce insurance different?
US + Canada, one policy
Based in Canada but selling in the US? Tell us the split of your sales and get one policy that covers both sides of the border.
Completely digital, start to finish
Quote and buy from the warehouse, the studio, or the kitchen table - on your own, or with our team.
Marketplace COIs made easy
Your COI is emailed the moment you buy - sized to meet Amazon, Wayfair, and Walmart's requirements, with any additional insured added free.
Foxquilt's eCommerce insurance is built for…
Don't see what you do? We write Commercial General Liability for over 500 professions.
Answers in, certificate out.
Every channel you sell on, one policy.
Tell us where and how you sell — marketplaces, DTC, retail, in-person — and our platform builds a policy that covers every channel.
A real price you can buy on the spot.
Your quote is priced instantly at the limits your marketplaces ask for. Pick a payment plan and put the coverage in force in minutes.
Certificates and policy docs, straight to your inbox.
Your COI and policy documents are emailed the moment you buy, sized to satisfy Amazon, Wayfair, or Walmart, ready to upload before the day is out.
What other coverages do eCommerce brands need?
Cyber Liability
A stolen customer list, a ransomware lock-out, a wire sent to a fraudster. If you take payments online or store any customer data, Cyber Liability is the policy that protects you.
See Cyber Coverage →For the consulting, coaching, and service side of an eCommerce business, a client claims financial loss caused by advice you gave or a service you delivered.
Learn More→Can cover the vans and trucks you use for deliveries, warehouse runs, and market drops. Your personal auto policy very likely excludes business use.
Learn More→Can replace lost income when a covered event shuts down your operation like a fire in the warehouse or a burst pipe soaking your inventory.
Learn More→Can cover your own stock or inventory in the warehouse, the studio, the garage. CGL only pays for other people's property, so this is the other half of the pair.
Learn More→It depends on what you sell, your annual revenue, and where your business is based. The quote you see online is the real price, not an estimate we revise later.
Depending on where your business is located and the work that you do, coverage limits available to you range from $1,000,000 to $5,000,000.
Your first COI is emailed the moment your payment clears. After that you can issue a new one yourself - including naming an additional insured - in about a minute, as many times as you need, at no charge.
Yes, and we don't charge for it. Add Amazon, Walmart, Wayfair, or a landlord during the application or any time after, then download the certificate showing them named.
Yep! That's why eCommerce and marketplace sellers love Foxquilt. Even if you're based in only one country, Foxquilt accepts any combination of US and Canadian sales, including 100% US sales for Canadian-based businesses. Tell us the percentage for each country and we'll automatically tailor your policy at no extra cost.
Yes, online and traditional sales are accepted. Whether you're at a craft market, a trade show, or a pop-up, third-party injury and damage are covered the same as they would be online.
No problem - Foxquilt's eCommerce insurance has no sourcing restrictions. We don't mind whether the products are made by you or someone else.
Yes. Pay the annual premium up front, or spread it across monthly instalments at checkout. Either way coverage starts as soon as the first payment is confirmed.
What real small business owners say after choosing Foxquilt.
The process was smooth and simple. In addition to that, they offered the best coverage out of all of the other companies I researched.
I've been a client at Foxquilt for the past year, having switched my business insurance over because of their affordable rates and seamless service. I recently had to file a claim and couldn't be more pleased with the care and service that Nick offered in the process. Thanks to him, things got resolved quickly and easily. Happy to have landed at Foxquilt.
Foxquilt gets me the insurance on time to get the job!
Get your eCommerce quote in under ten minutes.
Answer a few questions about what you sell and where you sell it, and get your certificate straight to your inbox today.