Smarter Carpenter Insurance
Save up to 35% on insurance for your carpentry business
As Featured In
Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
Purchasing my small business insurance policy through Foxquilt was a BREEZE! My documents were sent to my email within minutes of my purchase. Thank you for making insurance easy for me!read more
Super impressed. Very user friendly site/application. Had my insurance policy within an hour! Super happy with the price, policy, coverage and overall serviceread more
Best customer service ever! Fair prices. Easy to understand and easy to access and navigate. Hands down, LOVE Foxquilt!read more
What is Business Insurance for Carpenters?
Commercial General Liability
Tools and Equipment Coverage (aka Inland Marine)
Who Needs Carpentry Business Insurance?
Examples of Carpentry Business Insurance Claims
Commercial General Liability, aka Slip and Fall
Even if you’re careful with your tools, someone wandering through your job site when you don’t expect them, or accidentally tripping over some of your supplies can lead to serious injury. Carpenter general liability insurance can help protect your business against any ensuing lawsuits from these injuries.
Frequently Asked Questions
Why Should You Get Insurance for Your Carpentry Business?
You’ll need to carry carpenter’s insurance for most jobs. Whether your client requests it or it’s part of your certification, carrying the right carpenter business insurance is the best way to protect your work. You’ve worked too hard to build your business and your reputation to lose your livelihood on a slip and fall injury, or a weather-related accident that destroys your tools.
What Can Affect the Price of Carpenter Business Insurance?
Your carpenter insurance rates can vary based on the type of work that you’re doing and the locations that you’re doing it in. If you’re doing interior work, your rates may be different than if you’re doing exterior work over 3 stories high. Your rates might also increase based on the number of workers you have with you, such as if they’re 1099 contractors or covered under W2.
When Should Carpenters Purchase Business Insurance?
Carpenters should purchase business insurance as soon as they go into business, and many licenses will require licensees to be insured in order to work. Even if that insurance coverage isn’t legally required, carrying insurance from day one makes sure that you won’t be held personally liable for accidents and injuries that can happen on the job site.
What is a Certificate of Insurance?
A certificate of insurance (or “COI”) is the proof of insurance you receive after purchasing your policy, just like you have for your car insurance. These can be paper copies or digital, but are crucially important. Some job sites will require you to show a current COI before starting work.