Event, Wedding & Party Planner & Services Insurance

Commercial General Liability built and priced for event planners, coordinators, and event services, in a digital experience you'll love.

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Built for Planners & ServicesInstant Policy Docs
Instant Policy Docs

Backed by industry leaders

Backed by industry leaders
Backed byMarkelGreenlight ReLloyd's Coverholder
★★★★★ 4.8 on Google Reviews
AM Best A ratingAM Best A rating
Policy in 10 minutesPolicy in 10 minutes
32,000+ businesses insured32,000+ businesses insured
Event planner insurance

Why do event planners and event services need insurance?

You run the room on someone's biggest day, with vendors loading in, guests arriving, and decor going up in a venue you don't own. When a guest gets hurt or something gets damaged, Commercial General Liability is the policy that answers.

It can cover the claim and the legal defense, which is why almost every venue, hotel, and corporate client wants your certificate on file before they book you.

What does event planner insurance cover?

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Why Foxquilt

What makes Foxquilt's event planner insurance different?

Event PlannerWedding PlannerCorporate Event PlannerEvent CoordinatorDay-of CoordinatorConference CoordinatorVenue CoordinatorWedding FloristFloral ArtistPhoto Booth RentalDJ

Built for every kind of event pro

From wedding planners to conference coordinators and florists, choose the profession that matches your work, and get priced for what you actually do.

FORM
QUOTE
PAY

Completely digital, start to finish

Quote and buy from your phone, between site visits, or after the last guest leaves, on your own or with our team.

COI
✓
DOWNLOADED

Instant policy documents

Policy docs and your COI arrive by email the moment you buy. Proof of insurance when the venue asks, no sweat.

Who loves Foxquilt

Foxquilt's event planner insurance is built for…

foxquilt-insurance-personal-services-cgl
Planning
Event PlannersWedding PlannersCorporate Event PlannersEvent Coordinators & Managementand more
Coordination
Day-of Event CoordinatorsConference CoordinatorsVenue Coordinatorsand more
Event Services
FloristsWedding FloristsFloral ArtistsPhoto Booth RentalsDJsand more

Don't see your profession? We write Commercial General Liability for over 500 professions.

Get a Quote
How it works

Answers in, certificate out.

01 — Tell us about your work

A few questions, no paperwork.

Concise but thorough, we ask what we need to ensure your policy is actually designed to protect what you do. No confusing forms, no waiting on someone to get to it Monday.

What year was the business started?
2025
How long has your business been insured?
<1 year▾
Employees all based in Florida??
NOYES
Do you own or lease your unit?
NOYES
02 — Quote and buy online

A real price you can buy on the spot.

Your quote is priced instantly with the limits your venues, hotels, and clients ask for. Choose a payment plan that works for you and pay online to put the coverage in force.

Commercial General Liability
$2,000,000Aggregate
$1,000,000Occurrence
$0Deductible
✓Products & completed operations included
Monthly
$43
BUY NOW
Coverage effective once payment is confirmed
Confirm your business details
Company Name
Petal & Plan Events
Business Email
hello@petalandplan.com
Coverage Start Date
2026-08-20
PROCEED
✓
Payment confirmed
Your documents will be sent to your inbox.
03 — Get your certificate

Policy docs, straight to your inbox.

Your policy documents and Certificate of Insurance are emailed the moment you buy, so the venue has proof of coverage before load-in.

Inbox1hello@petalandplan.com
certificates@foxquilt.comnow
Your Certificate of Insurance
Please find attached a Certificate of…PDF
Foxquilt2:14 PM
Welcome — your policy is active
Foxquilt2:11 PM
Payment receipt
certificates@foxquilt.com
Good day.
Please find attached a Certificate of Insurance that was requested by your company.
- The Foxquilt Team
COIcertificate-of-insurance.pdf1.1 MBDOWNLOADED
Other products

What other coverages do event planners need?

New · Available now

Errors & Omissions

For the advice, coaching, and expertise side of your work: claims of financial loss caused by the guidance or service you provided.

CLAIMS MADEFREE ADDITIONAL INSUREDS
See E&O Coverage →

Can cover medical care and lost wages when one of your own employees, like an assistant coordinator, is hurt on the job. Required in most U.S. states the moment you hire your first employee.

Medical costsLost wagesEmployer's liability
Learn More→

Can cover the vehicles you use to get decor and supplies to venues. Your personal auto policy very likely excludes business use.

Owned vehiclesHired & non-ownedTools in transit
Learn More→

Can cover a breach of your client data, a ransomware lock-out on your planning software, or a deposit wired to a fraudster.

Breach responseRansomwareFunds transfer fraud
Learn More→

Can cover your own gear, like decor, linens, lighting, and your emergency kit. CGL only covers other people's property, so this is the other half of the pair.

Studio & contentsCameras & equipmentBusiness interruption
Learn More→
Other recommended products→
FAQs

Your questions, answered.

Don't see your question answered? Contact us.

It depends on the events you work (weddings, corporate events, or conferences), your revenue, and where you work. The quote you see online is the real price, not an estimate we revise later.

Depending on where your business is located and the work that you do, coverage limits available to you range from $1,000,000 to $5,000,000.

Your first COI is emailed the moment your payment clears. After that you can issue a new one yourself - including naming an additional insured - in about a minute, as many times as you need, at no charge.

Yes, and we don't charge for it. Add them during the application or any time after, then download the certificate showing them named.

Usually, yes. A homeowner's policy won't respond to a business claim, and a solo planner faces the same injury and damage claims a large agency does. Most venues and clients require it in writing before you begin.

Yes. Pay the annual premium up front, or spread it across monthly installments at checkout. Either way, coverage starts as soon as the first payment is confirmed.

What real small business owners say after choosing Foxquilt.

We have a 4.8 rating onGoogle
We have a 4.8 Google rating
47,000+ policies written
32,000+ small businesses insured across the U.S. and Canada

Figures as of November 2026.

★★★★★

The process was smooth and simple. In addition to that, they offered the best coverage out of all of the other companies I researched.

SSaMonna W.
★★★★★

I've been a client at Foxquilt for the past year, having switched my business insurance over because of their affordable rates and seamless service. I recently had to file a claim and couldn't be more pleased with the care and service that Nick offered in the process. Thanks to him, things got resolved quickly and easily. Happy to have landed at Foxquilt.

HHeather P.
★★★★★

Foxquilt gets me the insurance on time to get the job!

JJoseph S.
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Get your event planner quote in under ten minutes.

Answer a few questions about your event work and get your certificate straight to your inbox today.