Who Is Foxquilt? A Simple Overview for Agents

Who Is Foxquilt? A Simple Overview for Agents

Agents are constantly introduced to new carriers, MGUs, and products. In a sea of options, Agents need a few key answers:

• Who is this company?
• What kind of business do they write?
• How easy is it to work with them?

It will only take a few minutes to learn about Foxquilt, the solutions provided, and the time you will save in the long-run!

What Is Foxquilt?

Foxquilt is a North American, digital Managing General Underwriter (MGU) that focuses on General Liability insurance for contractors and small businesses.

Foxquilt empowers agents with a faster, easier way to place commercial insurance - offering instant quoting on eligible risks, admitted products, and competitive commissions. We’re built to support agents who need clear appetite, faster turnaround times, and fewer administrative hurdles when placing General Liability business. Foxquilt wants agents to win more business, retain more clients, and simplify their workflows while offering exceptional coverage.

What Type of Insurance Does Foxquilt Write?

Foxquilt specializes in General Liability (GL) coverage for:

• Contractors | Artisan, licensed trades, home services. A few examples:
  • Handyperson
  • Remodeling
  • Painting Services
  • Flooring installation
  • HVAC, Electrical and Plumbing Contractors
• Personal Services | Fitness, health, wedding, and lifestyle services. A few examples:
  • Personal Trainers
  • Maid Services
  • Photographers
  • Event Planners
• eCommerce Businesses | Home-based or online sellers on major marketplaces. A few examples:
  • Marketplace Storefronts like Wayfair, BestBuy, Walmart, Target and Amazon Sellers
  • Resellers
  • Etsy Sellers
  • Home-based Makers
• Micro, Small, and Growing Small Businesses

Our focus is on common, everyday risks that agents place frequently, that would benefit from our efficient underwriting process and ideal premiums for clients.

Admitted Coverage and Financial Strength

A common question agents ask when working with a new market is whether the coverage is written on admitted paper?

Foxquilt offers coverage on admitted, A-rated paper, which can be important for:

• Client confidence
• Contractual or regulatory requirements
• Long-term account stability

While many small business owners may not ask about admitted status directly, it often becomes important when contracts, certificates, or claims are involved.

How Foxquilt Uses Digital Underwriting

Foxquilt is often described as a “digital MGU,” but the goal of our digital underwriting approach is straightforward: to make the process faster and more predictable for agents, and create the best possible policy for the business owner.

Digital underwriting at Foxquilt is designed to:

• Collect and present the right information upfront
• Reduce follow-up questions and supplemental requests - no underwriting referrals!
• Deliver quick underwriting decisions

Our approach helps agents spend less time managing emails and more time placing business.

How Agents Do Business with Foxquilt

Foxquilt is designed to fit naturally into a wholesale distribution model.

Agents typically access Foxquilt by requesting a subappointment through a wholesaler or MGA. Once approved (may be a submission or by integration), agents manage their own business through Foxquilt’s agent platform, Foxden.

This structure allows agents to continue working within familiar wholesale relationships while benefiting from a more efficient underwriting process.

What Is Foxden?

Foxden is Foxquilt’s agent-facing portal and the primary place where agents interact with Foxquilt.

Through Foxden, agents can:

• Complete applications
• Receive quotes
• Bind policies
• Manage in-force business
• View appetite guides
• More!

The platform is designed to be intuitive and to reduce friction, particularly for agents who are placing multiple small commercial accounts.

Why Agents Choose to Work with Foxquilt

Agents who place business with Foxquilt often point to a few consistent benefits:

• Clear underwriting process
• Broad underwriting appetite
• Competitive premiums
• Fast (instant!) response times
• Fewer follow-up questions
• A straightforward process

Foxquilt: In Summary

For agents encountering Foxquilt for the first time, the key takeaways are simple:

• Foxquilt is a digital MGU agents can move faster with
• The target market is contractors and small businesses
• Coverage is written on admitted, A-rated paper
• Digital tools are used to reduce friction and speed up the process
• Business is accessed through wholesalers using the Foxden platform

Ready to experience the difference Foxquilt makes for agents? Login to Foxden or access through your local Wholesaler!

Want to have Foxquilt on your carrier lineup? Talk to our partnerships team!