As Featured In
Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
Quickest and easiest insurance I’ve ever gottenread more
The form was easy to complete to get a quote...This was a quick and easy process, and the prices are fair and affordable. I'm really happy with the whole process.read more
So easy to get a quote and amazing prices. Would recommend to anyone trying to get your small business insurance for the first time.read more
Save on smarter business insurance for HVAC
What is Business Insurance for HVAC Contractors?
Commercial General Liability
Errors & Omissions
Commercial Auto
Workers’ Compensation
Who Needs HVAC Business Insurance?
Examples of HVAC Business Insurance Claims
Injury
Mistakes & Errors
Auto Accidents
While you’re repairing an office air conditioner unit, a leak occurs without you realizing and unfortunately, one of the office employees slips and injures themselves. Commercial General Liability can help cover the cost of their medical bills.
Frequently Asked Questions
Why Should You Get HVAC Contractor Insurance?
Not only does having the right HVAC contractor insurance protect you, your business, your equipment and your employees, it is also crucial to landing contracts and jobs! Clients and work sites often require you to show proof of insurance to ensure that you’re reliable and protected.
What Can Affect the Price of HVAC Business Insurance?
What kind of HVAC work you do, where you do it and the equipment that you use can have an impact on the cost of your HVAC business insurance. Additionally, if your HVAC business makes a significant amount of revenue, that can also bump up your premiums.
When Should HVAC Contractors Purchase Insurance?
It’s best if you purchase HVAC contractor insurance for your business early on - like when you’re starting it, beginning to plan finances and strategizing how to get your business running. As your business grows, it’s unavoidable to be asked to show your proof of contractor insurance by a jobsite, a potential contract or vendor.
What is a Certificate of Insurance?
A certificate of insurance (or “COI”) is the proof of insurance you receive after purchasing your policy, just like you have for your car insurance. These can be paper copies or digital, but are crucially important. Some job sites will require you to show a current COI before starting work.
