
As Featured In
Rated 5 stars





As Featured In





Rated 5 stars
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Rated 5 stars by business owners
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Quickest and easiest insurance I’ve ever gottenread more

The form was easy to complete to get a quote...This was a quick and easy process, and the prices are fair and affordable. I'm really happy with the whole process.read more

So easy to get a quote and amazing prices. Would recommend to anyone trying to get your small business insurance for the first time.read more

Save on smarter business insurance for Electrician
What is Business Insurance for Electricians?
Commercial General Liability
Errors & Omissions
Commercial Auto
Workers’ Compensation
Who Needs Electrician Insurance?
Examples of Electrician Insurance Claims
Property Damage
Errors & Mistakes
Auto Accidents

When installing a pendant light fixture, one of your employees accidentally drops the fixture, shattering it. Commercial General Liability can help cover the cost of damages.
Frequently Asked Questions
Why Should You Get Electrician Insurance?
Proof of insurance for electricians is often required to secure projects or enter the jobsite. It’s common for clients to check that you are insured so being prepared with it helps prove that you’re reliable and trustworthy! Additionally, having electrician insurance helps protect you, your tools and your team.
What Can Affect the Price of Electrician Business Insurance?
Factors like the type of work you do and the tools or equipment that you use can affect the cost of insurance for your electrician business. How much revenue your electrician business makes can also have an effect - for example, if your business has significant revenue, that can bump up your premiums.
When Should Electricians Purchase Insurance?
It’s easiest if you purchase your electrician business insurance early on, when you start your new business. Insurance should be part of the conversation when you’re planning finances and strategizing how to get your business running.
What is a Certificate of Insurance?
A certificate of insurance (or “COI”) is the proof of insurance you receive after purchasing your policy, just like you have for your car insurance. These can be paper copies or digital, but are crucially important. Some job sites will require you to show a current COI before starting work.
