Minnesota Small Business Insurance
Insurance built to your unique small business needs in the Land of 10,000 Lakes
As Featured In
Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
Purchasing my small business insurance policy through Foxquilt was a BREEZE! My documents were sent to my email within minutes of my purchase. Thank you for making insurance easy for me!read more
Super impressed. Very user friendly site/application. Had my insurance policy within an hour! Super happy with the price, policy, coverage and overall serviceread more
Best customer service ever! Fair prices. Easy to understand and easy to access and navigate. Hands down, LOVE Foxquilt!read more
Insurance for Small Business Owners in Minnesota
What Small Business Insurance Coverages Should I Have in Minnesota?
Many small business owners in Minnesota start with Commercial General Liability (CGL) insurance, and for good reason! It covers common risks like accidentally damaging a client’s property or someone getting hurt due to your business (think: knocking over an iced coffee onto a laptop or a customer tripping on your tools).
While CGL coverage isn’t legally required in Minnesota, it can be necessary to conduct your business. Landlords, event venues, online platforms, and equipment rental companies regularly ask for proof of insurance before working with you. So if growth is on your radar, CGL is the place to start.
Other types of insurance that may be worth considering include: Commercial Property, Professional Liability (E&O), Cyber Insurance, Commercial Auto Insurance, and Mobile Equipment.
One coverage you’ll likely be required to carry in Minnesota is Workers’ Compensation. If an employee gets injured or becomes sick due to work, Workers’ Comp can help cover medical fees, lost wages, and more. Legal requirement aside, it's also a critically important way to protect your team and your business.
Commercial General Liability
Commercial Property Insurance
Workers’ Compensation
How Foxquilt Insurance is Built for Small Businesses in Minnesota
We won't sugarcoat it; getting business insurance can be slow and stressful. That’s why Foxquilt set out to change the industry. Our simple, online platform makes it easy for small business owners to customize and purchase coverage. No lengthy calls or complicated paperwork required.
Answer a few quick questions and we’ll build a policy tailored to your business, without adding coverages you don’t need. You’ll get an instant quote, the option to buy right away, and your policy docs delivered straight to your inbox afterwards.
We also know how important cash flow is when you’re running a small business so we offer flexible payment plans and accept credit cards -giving you the freedom to choose what works best for you.
Have a question? No problem! Hit “Need Help” and our friendly team will be there to guide you every step of the way.
Commercial General Liability Insurance Claim Examples
Client Injury
Property Damage
Workplace Injury
You host outdoor fitness bootcamps; one of your clients slips on uneven pavement and sprains their ankle. Your Commercial General Liability insurance can help with their recovery expenses.
Frequently Asked Questions
How Long Does It Take to Get Business Insurance in Minnesota?
Getting business insurance shouldn’t be a hassle but with back-and-forth emails and phone calls, it often take days or even weeks. That’s where Foxquilt comes in instead. Our online platform makes it simple: just answer a few questions about your business to get an instant quote. Like what you see? You can purchase your policy right then and there, and your documents will be emailed to you instantly. If your business needs a bit more attention, our team will reach out to confirm some more details to make sure you're fully covered. We keep the process fast and easy, so you’re never left hanging or ghosted.
Do you Need Business Experience to Get Insured in Minnesota?
Some insurers won’t even consider you if you’re new or haven’t had prior coverage—but not us. If you're a new business or haven't had prior coverage, some insurers won't work with you - not Foxquilt. Whether you're just starting your business or you’ve been at it for years, we believe every business owner deserves access to reliable, affordable insurance without it being a headache.
Where Can You Get Business Insurance in Minnesota?
If you're in Minnesota, you’ve got a few ways to get insured. You can work with a local agent, your bank, or a digital provider like Foxquilt. Each option has its own pro/con list, so consider what matters most to you and your business: speed, online convenience, or payment flexibility. Choose the path that fits your needs best - if that’s online, flexible, and easy, we’ve got you covered at Foxquilt.
How Do You Become a Foxquilt Partner in Minnesota?
Our Foxquilt partnership team loves working with agents, wholesalers, and enterprises! Want your Minnesota clients to experience Foxquilt's services? Let's chat: https://www.foxquilt.com/partnerships.html
