As Featured In
Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
Purchasing my small business insurance policy through Foxquilt was a BREEZE! My documents were sent to my email within minutes of my purchase. Thank you for making insurance easy for me!read more
Super impressed. Very user friendly site/application. Had my insurance policy within an hour! Super happy with the price, policy, coverage and overall serviceread more
Best customer service ever! Fair prices. Easy to understand and easy to access and navigate. Hands down, LOVE Foxquilt!read more
Insurance for Missouri Small Business Owners
What Insurance Coverages Should Small Businesses in Missouri Have?
For Missouri business owners, Commercial General Liability (or CGL insurance) is typically the core coverage that acts as the basis of most commercial insurance policies. CGL insurance can provide your business protection against the most basic risks - property damage or third-party injury. You're technically not required by law to carry Commercial General Liability but as your business grows, you'll find that it becomes harder and harder to avoid having it. That's because many aspects of owning a business will require you to show proof of insurance like renting equipment, exhibiting in trade shows, or signing a lease.
Some other insurance coverages that could be valuable for your small business: Commercial Property, Professional Liability (E&O), Cyber Insurance, Commercial Auto Insurance, and Mobile Equipment.
Another crucial business insurance coverage to consider is Workers' Compensation (also known as Workers' Comp). Like most of the country, Missouri typically requires its business owners to have Workers' Comp protection in place for their employees. If an injury or illness occurs on the job, Workers' Comp can assist with medical costs, lost wages, and additional expenses during this time. Visit our Workers' Compensation page to learn more.
Commercial General Liability
Commercial Property Insurance
Workers’ Compensation
How Foxquilt Insurance is Built for Missouri Small Business Owners
Let’s be real—traditional business insurance can feel like a total time suck and overly complicated. That’s why Foxquilt is flipping the script. We make it super easy for small business owners, like you, to customize and buy your insurance completely online—no stress, no waiting around.
Just answer a few quick questions, and our platform builds a policy that fits your business perfectly without making you pay for stuff you don’t need. You can get a quote, make your purchase, and have your policy docs sent straight to your inbox, all in minutes.
We also know that cash flow is a big deal when you’re running a small business. That’s why we offer flexible payment options and let you pay by credit card without any extra fees.
Need a hand along the way? Just hit “Need Help” on the platform and one of our expert team members will jump in to assist you!
Commercial General Liability Insurance Claim Examples
Client Injury
Property Damage
Workplace Injury
You’re a mobile dog groomer and while grooming a client’s pet at their home, the dog gets startled and bites the owner while you're handling it. The owner needs stitches and medical attention—your CGL insurance can help cover those medical costs and any related claims.
Frequently Asked Questions
How Long Does It Take to Get Business Insurance in Missouri?
Getting insurance through other providers can be a drawn-out process between the endless emails and infinite phone tag. With Foxquilt, it’s way, way simpler. Just answer a few quick questions online, get your quote instantly, and if it works for you, you can purchase it right then and there. We’ll send your policy documents straight to your inbox—no waiting around. If your business needs more complex coverage, our Foxquilt team might reach out to confirm a few details. No worries—we’ll still move fast to make sure your business is properly protected quickly.
Do you Need Business Experience to Get Insured in Missouri?
Some insurance providers won’t cover you unless you’ve got business experience or past business insurance under your belt—but not Foxquilt. Whether you’re just getting started or you’ve been in the game for years, we’ve got your back. We believe every business owner deserves solid protection, no matter where they’re at in their journey.
Where Can You Get Business Insurance in Missouri?
In Missouri, you've got a few different ways to get small business insurance—through local agents, banks, or going the digital route with an online insurer. Each option has its pros and cons, so the right choice really comes down to what matters most to you—things like how fast you can get covered, whether you prefer doing everything online, and what kind of payment options are available.
How Do You Become a Missouri Foxquilt Partner?
Our Foxquilt partnership team loves working with agents, wholesalers, and enterprises local to Missouri! Think your customers would benefit from Foxquilt's services? Let's chat: https://www.foxquilt.com/partnerships.html
