New Jersey Small Business Insurance
Insurance built for your Garden State small business
As Featured In
Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
Purchasing my small business insurance policy through Foxquilt was a BREEZE! My documents were sent to my email within minutes of my purchase. Thank you for making insurance easy for me!read more
Super impressed. Very user friendly site/application. Had my insurance policy within an hour! Super happy with the price, policy, coverage and overall serviceread more
Best customer service ever! Fair prices. Easy to understand and easy to access and navigate. Hands down, LOVE Foxquilt!read more
Insurance for New Jersey Small Business Owners
What Insurance Coverages Should Small Businesses in New Jersey Have?
Commercial General Liability (or CGL insurance) serves as the primary starting point for most small businesses in New Jersey. This coverage is fundamental as it shields against some of the most common risks faced by business owners, including third-party injury and property damage. While it's not mandated by New Jersey law to carry CGL insurance, you'll come to find that you'll frequently be asked for proof of it as your business expands like when you sign a lease, participate in trade shows, or join online marketplaces.
Some additional coverages you may want to explore: Commercial Property, Professional Liability (E&O), Cyber Insurance, Commercial Auto Insurance, and Mobile Equipment.
While you're not obligated by law to have Commercial General Liability isn't obligatory in New Jersey, you will likely be required by the state to have Workers' Compensation insurance (Workers' Comp). This coverage provides vital support to your team by covering their medical costs, lost wages, and other expenses if they're injured or become ill due to their work. For more information on New Jersey Workers' Compensation requirements, check out our state checker tool.
Commercial General Liability
Commercial Property Insurance
Workers’ Compensation
How Foxquilt Insurance is Built for New Jersey Small Business Owners
Traditional business insurance processes have often been time-consuming and confusing. Foxquilt is revolutionizing this by empowering small business owners, like you, to customize and purchase their insurance - entirely online!
With our streamlined online platform, you can effortlessly tailor your insurance policy to your specific needs. By answering just a few questions, our system will generate a customized policy, making sure you're fully protected without unnecessary costs. Plus, there's no need to wait for emails or callbacks—you can instantly obtain a quote, purchase your insurance, and receive your policy documents over email immediately.
At Foxquilt, we understand that cash flow is vital for small business owners. That's why we offer flexible payment plans and accept credit cards at no additional charge.
Should you ever require assistance while using our platform, simply click "Need Help," and one of our expert team members will promptly assist you!
Commercial General Liability Insurance Claim Examples
Client Injury
Property Damage
Workplace Injury
One of your handmade soaps causes an allergic reaction in a client.
Frequently Asked Questions
How Long Does It Take to Get Business Insurance in New Jersey?
While obtaining insurance from other providers can take days or even weeks of back-and-forth calls and emails, Foxquilt offers a faster solution. You can secure insurance within minutes, entirely online, without the hassle! Once you purchase, we'll instantly deliver your policy documents straight to your email inbox. In the event that your business requires more intricate coverage, our Foxquilt team may need to connect with you to clarify details. Rest assured, we'll work diligently to ensure your business is swiftly protected.
Do you Need Business Experience to Get Insured in New Jersey?
Unlike some insurance providers that demand prior business experience for coverage, Foxquilt believes differently. We're happy to insure both novices and experts alike; we firmly believe that every business owner deserves the protection they desire and require—regardless of where they are in their business journey.
Where Can You Get Business Insurance in New Jersey?
In New Jersey, you have several options for obtaining insurance - local agents, financial institutions, or online with a digital insurer. Each option comes with its own set of advantages and disadvantages, and ultimately, the choice is dependent on what you're looking for - like online capabilities, processing time, and payment options.
How Do You Become a New Jersey Foxquilt Partner?
At Foxquilt, our partnership team loves collaborating with local agents, wholesalers, enterprises, and beyond! If you believe your customers would benefit from Foxquilt's services, let's start chatting: https://www.foxquilt.com/partnerships.html
