Insurance for North Carolina Small Businesses
Customizable online insurance for Tar Heel State small business owners
As Featured In
Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
Quickest and easiest insurance I’ve ever gottenread more
The form was easy to complete to get a quote...This was a quick and easy process, and the prices are fair and affordable. I'm really happy with the whole process.read more
So easy to get a quote and amazing prices. Would recommend to anyone trying to get your small business insurance for the first time.read more
Smarter Insurance for Small Businesses in North Carolina
What Insurance Coverages Should North Carolina Small Businesses Have?
The most common coverage that small businesses in Pennsylvania consider is Commercial General Liability (also known as CGL). That's because it provides coverage for some of the most common risks that nearly every business may encounter: Property damage and third-party injury.
As a small business in North Carolina, you'll more than likely need Commercial General Liability (or CGL insurance). This is the most common business insurance as it protects your business during the most common risks - property damage and third-party injury.
It's not required by North Carolina state law to carry this coverage as a small business but as your business grows, you'll likely encounter someone requiring proof of insurance - whether that be a landlord, an event, an online marketplace and so on.
Depending on your business, you may also want to consider Commercial Property, Professional Liability (E&O), Cyber Insurance, Commercial Auto, and Mobile Equipment.
One coverage, though, that you will likely be required to have by North Carolina law is Workers' Compensation (Workers' Comp or WC). Most businesses with employees in North Carolina have to carry this coverage; it helps provide financial support for medical fees or lost wages if someone is injured on the job. You can check out North Carolina's Workers' Compensation requirements with our state checker here.
Commercial General Liability
Commercial Property Insurance
Workers’ Compensation
How Foxquilt Insurance is Built for North Carolina Small Business Owners
Foxquilt gives back control to business owners; no matter where you're at in your journey, seasoned pro or first-timer.
At Foxquilt, we believe insurance shouldn't have gatekeepers - whether that's confusing lingo, business experience requirements, or long wait times. That's why our online platform is built to let you own your insurance journey by allowing you to answer some simple questions and customize your coverage. No matter if you're a seasoned business owner or just starting out, you can use Foxquilt to quote, purchase, and receive your policy documents all online.
We get that cash flow is often another boundary for protecting your business. Foxquilt lets you choose a flexible payment plan and pay with credit card at no extra cost.
If you ever still need an extra ear to bounce a question off of, you can hit the "Need Help" button and one of our experts will lend a hand.
Commercial General Liability Insurance Claim Examples
Client Injuries
Property Damage
Workplace Injury
One of your handmade soaps causes a severe allergic reaction for a customer
Frequently Asked Questions
How Long Does It Take to Insure a Business in North Carolina?
One of the reasons why small business insurance is considered a headache is how long it can take. With some insurance providers, the whole process to finally get insured could take hours, days, or weeks due to back-and-forth emails, paperwork, and calls. Other insurance providers can take days or even weeks to insure your business; with most of the time is spent with you waiting to hear back from someone. Foxquilt lets you take control of your insurance journey by allowing you to quote, purchase, and receive your policy documents all online, in minutes. You can insure your business with protection designed for your unique needs on your schedule. Since the whole process is online, automated, and controlled by you, you can be insured whenever, wherever. If your business turns out to be a bit more complex and needs an extra set of eyes, our team of Foxquilt insurance experts may reach out for additional info but they will still work ASAP to get your North Carolina business insured.
Do you Need Business Experience to Get Insurance in North Carolina?
Some insurance providers prefer to work with only businesses that have experience; not the case with Foxquilt. We believe business owners - pros or beginners - all deserve the protection they need. Foxquilt is happy to provide insurance for new ventures!
Where Can You Get North Carolina Business Insurance?
In North Carolina, business owners can look online and work with digital insurance providers, or search locally with nearby agents or financial institutions. Like many of life's purchases, it's ideal that you research and shop around when it comes to insurance because every provider has its own perks and cons. You should consider a provider's payment options, their tech advantages, and wait times based on what's best for your needs.
How Do You Become an North Carolina Foxquilt Partner?
We love working with other communities! If you're a local North Carolina agency, wholesaler, or enterprise that could benefit from Foxquilt's advantages, we'd love to chat. Learn more at https://www.foxquilt.com/partnerships.html
